Viva - Decentralized Mortgage Loan Platform Powered By Blockchain Smart Contract

 Viva has pioneered a proprietary mortgage financing technology with the mission to introducing a faster, cheaper, and more transparent way to buy a home in the global mortgage industry. Using smart contract infrastructure, Viva's financing system connects home buyers directly with private lenders from anywhere in the world - eliminating the need to rely on banks to get a mortgage.

Viva  expects to revolutionize the outdated mortgage lending industry by removing the middlemen and decentralizing the process, in this manner applying a generally more open and transparent approach to financing. Viva will have access to credit financing, a savings and investment account, and standard blockchain-backed secure transaction services - regardless of what country they live in.

Viva’s technology will increase the availability of credit for borrowers and for the first time allow non-institutional investors to participate in the consistent, asset-backed returns associated with mortgage investments, a product that has traditionally been reserved solely for large financial institutions. Viva intends to finish the job – by leaving the inefficient, centuries-old financing system where it truly belongs in the past.

Viva platform will use smart contracts to crowdfund home loans, connecting borrowers and investors directly within a decentralized, trust-less ecosystem. Viva is an innovative financial technology company that introduces large-scale decentralized mortgage financing to the world. By leveraging ultra-secure blockchain transactions, Viva cuts out the middlemen, resulting in a lending process that is more profitable and efficient for all parties.


Viva enables the free market to determine the rate of interest on a borrower’s mortgage and removes the need for banks and other financial intermediaries. By eliminating inefficiencies in local financial systems, mortgage rates will more fairly and accurately reflect the level of risk associated with the asset’s true value. The failure of the banking system in 2008 yielded the world’s first ever cryptocurrency and began the process of decentralizing the power held by financial conglomerates.

 Viva Token

• Pre-Sales

Hard Cap ETH: 6.870 ETH

• Pre-Sales Round 1

Bonus Token: 40%

ETH Lift Hard Cap: 500 ETH

• Pre-Sales Round 2

Bonus Token: 35%

ETH Lifted Hard Cap: 2,570 ETH

• Pre-Sales Round 3

Token Bonus: 30%

ETH Lifted Hard Cap: 6.870 ETH

Token Distribution

The total number of tokens that ever existed was 4 billion VIVA

75% - Event Token Generation Distribution

7.5% - Team Allocation

3.75% - Allocation Advisor

10% - Fund Reserve Allocation

3.75% - Allocation of Marketing Contribution, Bounty, and Private

Roadmap

May 2016: Inception of original idea.

June 2017: Exploration of the blockchain ecosystem to identify appropriate core technologies.

July 2017: Planning of high-end service-oriented architecture of Viva Platform.

August 2017: Exploration and feasibility analysis data.

Nov 2017: Developing Value Assessment Algorithm 1.0.

Q1 & Q2: 2018 - Launch of Generation Token Events and MVP development. Start a large-scale marketing campaign.

Q3 - 2018: Develop Real Value 2.0 Application. Get legal and regulatory licenses.

Q4 - 2018: Launches the Real Value 2.0 application. Finalization of exclusive ML algorithms.

Q1 - 2019: Begin the gradual launch of the Viva Network Platform.

Q2 - 2019: Launch Viva Network Platform and successful first home loanfundund with Viva mortgage financing system.

For More Infromation

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Authored By: Richard Dra Ayebaesin
Bitcointalk Username: Spillx
Bitcointalk Profile Link: https://bitcointalk.org/index.php?action=profile;u=2317140